Services We Provide
We offer a range of planning resources and services to help you reach your goals:
401(k)/Qualified Plan Distributions/Rollovers
Individual, client-focused evaluation of current plan options to determine the optimal distribution strategy to maximize control and flexibility and minimize taxes and penalties, including annuitization, traditional/Roth IRA rollovers/conversions, IRS 72(t)/(q) options.
Retirement Plan Investment Management
A variety of ERISA 3(38) and 3(21) fiduciary investment services are available through third-party providers to reduce employer liability and assist businesses in in meeting the ongoing due diligence requirements of a qualified retirement plan.
Wealth Accumulation/IRAs/Roth IRAs
Review and recommendations for individual investments/accounts and wealth accumulation vehicles/strategies designed for risk-conscious, long-term capital growth and flexibility, while minimizing costs, taxes, and penalties.
Retirement Income Planning
Analysis of income sources/needs to create personalized, conservative and cost-effective solutions to efficiently maximize short and long-term retirement income with stability, predictability, and liquidity.
Comprehensive Portfolio Management
Open-architecture, level-fee fiduciary investment management services, providing customized risk-based, investment policy-driven portfolios, individually constructed to meet the needs and expectations of each client. Third-party programs are also offered.
Employee Retirement Education
Conveniently-delivered, customized employee education services, covering initial enrollment, ongoing participation, and plan termination; designed to achieve maximum employee understanding and utilization of benefits/options.
Retirement Plan Design
Creative and cost-effective individual and employer plan design services based on achieving stated goals and budgetary needs¹.